{"id":4466,"date":"2025-09-26T14:37:32","date_gmt":"2025-09-26T14:37:32","guid":{"rendered":"https:\/\/www.selfpay.ro\/?p=4466"},"modified":"2025-09-26T14:37:33","modified_gmt":"2025-09-26T14:37:33","slug":"start-of-the-academic-year-tips-and-solutions-for-a-well-organized-budget","status":"publish","type":"post","link":"https:\/\/www.selfpay.ro\/en\/start-of-the-academic-year-tips-and-solutions-for-a-well-organized-budget\/","title":{"rendered":"Start of the academic year: tips and solutions for a well-organized budget"},"content":{"rendered":"<p>The beginning of a new academic year brings excitement, plans, and expenses. From accommodation and books to outings with friends or transportation passes, students constantly need to keep an eye on their budget. On top of that, many study in cities far from home, relying on parents as their main source of financial support. That\u2019s why fast money transfers become essential.<\/p>\n<p>In the past, transferring money could take days or come with high fees. Today, digital solutions make it instant and free\u2014right from your phone. One such solution is <a href=\"https:\/\/www.selfpay.ro\/en\/selfpay-now-app\/\" target=\"_blank\" rel=\"noopener\"><strong>SelfPay Now<\/strong><\/a>, a super app that gives you multiple options to manage your money quickly and easily.<\/p>\n<h3><strong>Tips for managing your student budget<\/strong><\/h3>\n<ol>\n<li><strong> Divide your expenses into categories<\/strong><br \/>\nTrack your monthly expenses for rent, utilities, transport, food, and entertainment. Free apps can help you see exactly where your money goes.<\/li>\n<li><strong> Set up an emergency fund<\/strong><br \/>\nEven a small amount saved each month can help you handle unexpected situations\u2014like repairs, a spontaneous trip, or an extra course.<\/li>\n<li><strong> Use fast and secure methods to send and receive money<\/strong><br \/>\nThis is where digital solutions come in. With SelfPay Now, you can:<\/li>\n<\/ol>\n<ul>\n<li>receive and send money instantly to any card, regardless of the bank<\/li>\n<li>deposit cash instantly onto your card at over 12,000 <a href=\"https:\/\/www.selfpay.ro\/en\/payment-station\/\" target=\"_blank\" rel=\"noopener\">SelfPay Payment Stations<\/a><\/li>\n<li>transfer money between your own cards in seconds<\/li>\n<\/ul>\n<ol start=\"4\">\n<li><strong> Split expenses with friends<\/strong><br \/>\nFrom rent to Friday night pizza, it\u2019s easier to share costs with instant transfers through SelfPay Now, without having to manually calculate who owes what.<\/li>\n<li><strong> Pay your bills on time, stress-free, anytime and anywhere<\/strong><br \/>\nNo more waiting in line, no more late fees, and no more fixed dates for bill payments. With SelfPay Now, you can pay electricity, water, internet, phone, and many other bills directly from the app\u2014anytime, anywhere\u2014and payments are processed instantly.<\/li>\n<li><strong> Have a car? keep expenses under control with My Garage<\/strong><br \/>\nCar costs can seriously affect a student budget if not planned ahead. With the free My garage feature in SelfPay Now, you can store your car details, view active services and their expiration dates (e.g., technical inspections), and get automatic alerts to avoid fines or unexpected costs. SelfPay Now helps you stay on top of upcoming payments and easily integrate them into your monthly budget.<\/li>\n<\/ol>\n<h3><strong>What instant money transfers mean<\/strong><\/h3>\n<p><strong>Instant transfers between app users<\/strong><br \/>\nImagine you\u2019re in the dorm and need to quickly pay your share for pizza, a bill, or even rent, but all your money is on your card. With SelfPay Now, transfers are instant, directly to recipients\u2019 cards, using just a phone number or an alias (if you want to keep things private). Payments are processed right away, even for virtual cards, so no one has to wait for money to clear.<\/p>\n<p>You can even pay your landlord in seconds. And if they don\u2019t have SelfPay Now yet, you can recommend it\u2014it will make their life easier, starting with rent payments and continuing with any other recurring bills.<\/p>\n<p><strong>Instant cash deposits via SelfPay Now at SelfPay Payment Stations<\/strong><br \/>\nNot all parents can send money through internet banking. Many prefer giving cash in person or sending it through someone they trust. With SelfPay Now, you can deposit that cash instantly onto your card at any of the 12,000+ SelfPay Payment Stations across the country. It\u2019s fast, secure, and saves you extra trips to the bank.<\/p>\n<p><strong>Transfers between your own cards<\/strong><br \/>\nStudents often have multiple accounts or cards\u2014maybe one for a scholarship, one for savings, or one for daily expenses. With SelfPay Now, you can transfer money between your cards instantly, with no fees and no hassle.<\/p>\n<h3><strong>Why digital solutions are worth it<\/strong><\/h3>\n<p>It\u2019s no secret that young people prefer mobile apps for managing money because of their speed and transparency. Instant transfers remove the stress of delays, and cash deposits combine the benefits of digital tools with traditional payments.<\/p>\n<p>If you want to start the academic year without worrying about money, download the <a href=\"https:\/\/www.selfpay.ro\/en\/selfpay-now-app\/\" target=\"_blank\" rel=\"noopener\">SelfPay Now<\/a> app and enjoy all these premium features. This way, you can focus on what truly matters: classes, friends, and new experiences.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The beginning of a new academic year brings excitement, plans, and expenses. From accommodation and books to outings with friends or transportation passes, students constantly need to keep an eye [&hellip;]<\/p>\n","protected":false},"author":13,"featured_media":4464,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[86],"tags":[],"class_list":["post-4466","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-homepage-en"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.selfpay.ro\/en\/wp-json\/wp\/v2\/posts\/4466","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.selfpay.ro\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.selfpay.ro\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.selfpay.ro\/en\/wp-json\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/www.selfpay.ro\/en\/wp-json\/wp\/v2\/comments?post=4466"}],"version-history":[{"count":1,"href":"https:\/\/www.selfpay.ro\/en\/wp-json\/wp\/v2\/posts\/4466\/revisions"}],"predecessor-version":[{"id":4467,"href":"https:\/\/www.selfpay.ro\/en\/wp-json\/wp\/v2\/posts\/4466\/revisions\/4467"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.selfpay.ro\/en\/wp-json\/wp\/v2\/media\/4464"}],"wp:attachment":[{"href":"https:\/\/www.selfpay.ro\/en\/wp-json\/wp\/v2\/media?parent=4466"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.selfpay.ro\/en\/wp-json\/wp\/v2\/categories?post=4466"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.selfpay.ro\/en\/wp-json\/wp\/v2\/tags?post=4466"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}